If you do choose to use a credit repair company, Lexington Law and Credit Saint will be among your top options. The client liked that Jordan recommended a plan that was suitable for his needs. Lexington Law may be better prepared to assist customers through negative life events. This is one of just a few services that have earned a strong rating from the BBB, along with hundreds of positive reviews from clients. Credit Saint is a repair company that was established in 2004 with the sole purpose of helping Americans fix their shaky credit histories.. So far, over 1,000 people have left comments and they maintain a 4.4/5 rating. Credit Saint has made strides in addressing its content gap this year. In addition to legal representation, they also offer a credit monitoring and repair service that comes in three different tiers. Which tax relief service is right for you? Both brands have built up a loyal following and have good reviews on TrustPilot. Credit Saint bills you for their credit repair services monthly and allows you to cancel any time, so you only commit for however long you need to repair your credit. Credit repair is legitimate: working with a reputable service, you can absolutely see big changes in your credit report. Lexington Law does not publish this fee on its company website, and customers must consult directly with the company to determine the cost. I love, helping people become smarter about their credit and finances. Thats when the paralegal will reach out after you purchase a package. If youre looking for the cheapest plan, you are better off using Credit Polish offered by Credit Saint. Each credit repair firm offers a dedicated customer service line for clients that can help answer any questions you may have. Credit Saint bills this package as the most aggressive. The Clean Slate package is Credit Saints most aggressive credit repair plan. A good credit repair company will not only help you remove negative items from your credit report from late payments to identity theft, but they will also help you understand your credit score and guide you on how to boost your score and keep it on track long-term. Private Dashboard Talk to us as much or as little as you like. Both Credit Saint and Lexington Law are two of the best credit repair companiesin the United States. This package is more hands-on and gives the customer more control over the entire credit repair process. Who wins the Credit saint vs. Lexington law pricing war? As they tout, Lexington Law has removed more than 10 million negative items from consumer reports. Lexington Law. Credit Saint complaints and positive reviews. There are so many different ways to go. Who provides the best debt relief? After examining the pricing packages of both providers, you will not necessarily save a lot of money by choosing between the top packages offered by the two services. Credit Saint prices are a little on the higher side especially in comparison to alternatives. It is quick and easy, but dont expect tailored insight or advanced credit repair options. Like we said earlier, repairing your credit is a long process. Well, both services scored 3 of 6 in our focus performance areas: All things considered, both platforms have major benefits and some drawbacks. The company charges a high initial work fee up to 195 cases based on the plan you have selected. A lot of companies in 2022 promise to Disclaimer: We provide free content for our users. Free online credit report consultation includes credit score, credit report summary, and credit repair recommendations. Its important to note that Lexington Law disputes the CFPBs allegations and has filed a motion to dismiss the lawsuit. Credit Saintis more transparent about its enrollment fees, whereas Lexington Law makes it difficult to know exactly how much youll pay for a first work fee when you sign up for services. Other providers actually specify a minimum credit score improvement. Credit Saint and Lexington Law will also help craft cease and desist letters that encourage creditors from continuing to report inaccurate information after it's been disputed. Credit Saint and Lexington Law are both well-known credit repair companies that may be able to help you get your credit back on track. They bring years of experience to the table and a team of credit repair analysts who are industry veterans. The company utilizes automated systems to boost its workflow efficiency and strives to offer the best value. Credit Saint edges Lexington Law when it comes to offering downright friendly services. All three packages come with a $99.00 initial work fee that you pay upfront once in addition to the monthly fee. The team even sent his day one and final-day credit report showing the positive changes after their repair process. When you create an account with Lexington Law, you work directly with credit repair specialists, lawyers, and paralegals for the dispute process. Additionally, Lexington Law claims they remove 10.2 derogatory items every 4-months. Making it possible to keep tabs on your FICO rating as well as your scores from other reporting bureaus using credit monitoring services. The parent company supplies patented technologies used by Lexington Law and other consumer brands such as creditrepair.com and credit.com. These two companies have many similarities but also some differences that may be important when deciding between the two services. Both plans provide score analysis, credit report updates, and inquiry targeting. Top 4 Lenders for Bad Credit Loans: Compare Rates and Terms. Maura Healey's tax proposal would overhaul the estate tax and short-term capital gains tax. 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Most Credit Saint credit repair reviews agree that the company can help you solve this issue as it offers identity theft protection with repair services. Rejected bankruptcies and defunct collection accounts. REVIEWED BY Brad Blanchard | September 12, 2022 November 4, 2022. Overall, the process takes as long as needed to remove as many negative items from your report as possible. The package also includes score tracking, inquiry targeting, and Experian monitoring. On the positive side, the company provides full support to clients and offers tips on how they can improve their credit rating. Online doctors, whose services are often referred to as telemedicine or telehealth, are a convenient and accessible way for patients to receive Where can you find the best Stress Relief? Fret not, Credit Saint is known for fighting tooth and nail with your debt collectors and all three credit bureaus. Moreover, this firm is applauded by previous customers who highlight Credit Saints transparent operation and commitment to results. In order for us to offer this information for free, sometimes we are compensated by various companies that we feature. The responses tend to be very formal, and they lean back on their policies to explain their position and why they cant issue refunds. There is a one-time $195 sign-up fee, and then youll pay $119.99 every month youre enrolled. Lexington Law vs Credit Saint: Whos Better? Credit Saintand Lexington Law are both well-known credit repair companies that may be able to help you get your credit back on track. Credit Saint operates on a 45-day dispute cycle. This can offer a great deal of peace of mind when youre worried about getting yourcredit score back on track. The results are processed in order to detect spammy and fake feedback. So, if you require more advanced credit repair options, then review Concord Premier and PremierPlus. They serve the same function as Credit Saint, which is challenging and disputing items that reflect negatively on your credit report. Lexington Law is one of the most reputable credit repair industry players, helping thousands of clients in the US to repair their credit scores and clean their credit reports. We reviewed reputable third-party resources Google Verified Reviews, TrustPilot, Better Business Bureau, and the Consumer Financial Protection Bureau to gauge the brands industry reputation and trust. The monthly cost for this plan is $119.99 per month. We break down the benefits and possible drawbacks of both services, so you can choose whichcredit repairservice is right for you. Unfortunately, not everyone understands what goes into a positive credit history. Together, they have helped thousands of consumers repair their credit and clean up their credit report. Free credit report consultation Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. Credit saint vs. Lexington law, who is the undisputed winner? On the downside, it is not a 100% guarantee. Another point to note is that most credit repair companies have a holding time until they prepare the first batch of challenges. Fortunately, there are ways to remove incorrect items. Here are some of the main advantages of choosing this repair firm: With some pros come some cons; here they are: Lets start with positive Credit Saint reviews, and theyre literally everywhere you look. Here are a few things to keep in mind as you decide: To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. We'd love to have you join our community! On Lexington Laws website, they provide ample resources to help you learn more about your credit, credit repair, and general personal finance. Founder of Credit Repair Partner. Where can you find the best online couples therapy? The two companies have provided credit repair services for several years and have made large impacts on the credit repair industry. Customers typically mention the names of paralegals who intervened in their cases. At the same time that they review the negative items on your report, they also look at and analyze the positive things they see and provide guidance on how you can continue with these things to improve your score. If youre considering a credit repair service, its important to take positive and negative reviews as a whole before you make a decision. Note that bbb.org is not the primary channel for raising or addressing complaints. Its tough to state which credit repair service is better because what appeals to one person may not necessarily appeal to another. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. Unlike most credit repair companies,Lexington Lawis both a credit repair company and an actual law firm. These two questions will help you uncover the truth. You can follow them on their social media pages for updates when they publish new guides. We only recommend products or services that we would use ourselves and have gone through a significant amount of research before posting. The Consumer Financial Protection Bureau (CFPB), which is the federal agency that handles oversight of the credit repair industry, filed alawsuitagainst Lexington Law in 2019, in which the CFPB alleges the company engaged in deceptive business practices by participating in an affiliate network that directed potential customers to Lexington Law. Still, you may save a meager sum if you choose the cheaper packages offered by Credit Saint. in-depth review of Lexington Law, click here. SimpleMoneyLyfe is an independent, advertising-supported publisher and may receive compensation for some links to products and services throughout this website. Creditrepair.com maintains an advantage when it comes to tools and technology. It allows for unlimited disputes during each billing cycle. The company is unique because it compromises solicitors with experience in the niche. They will help you dispute errors on your credit report,remove late payments, and more. Fast Facts Fees: $79 per month, plus a one-time fee of $99 Highlight: 90-day money-back guarantee However, Lexington Law says that 70 percent of its customers saw a 40-point improvement in their credit score after six months of using the service. 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